/* =============================================================
   LIBERTAD FINANCIERA GROUP — styles.css
   Archetype: Editorial claro / fondo blanco, con franjas negras
   decorativas (encabezado y pie) donde se funde el logo.
   ============================================================= */

/* =============================================================
   1. Tokens
   ============================================================= */
:root {
  /* -------- Tema claro: fondo blanco, texto oscuro -------- */
  --bg:        #ffffff;   /* fondo de página, blanco */
  --bg-2:      #f4f5f1;   /* bandas / secciones alternas */
  --bg-3:      #ffffff;   /* tarjetas (se apoyan en borde + sombra) */
  --bg-4:      #edefe8;   /* superficie un poco más marcada */
  --cream:     #17150f;   /* texto principal sobre claro (casi negro cálido) */
  --cream-2:   #44483d;   /* texto secundario */
  --cream-3:   #656a5b;   /* metadata / mute */
  --accent:    #45b483;   /* verde marca (se usa como fondo de botón/ícono) */
  --accent-2:  #2f8f65;   /* verde hover */
  --accent-soft: rgba(69,180,131,0.14);
  --accent-ink: #157347;  /* verde para TEXTO sobre fondo claro */
  --gold:      #f2c94c;   /* dorado marca (fondo/decoración) */
  --gold-2:    #d9a72e;
  --gold-soft: rgba(242,201,76,0.16);
  --gold-ink:  #886805;   /* dorado/ámbar para TEXTO sobre fondo claro */
  --line:      rgba(20,22,16,0.12);
  --line-strong: rgba(20,22,16,0.22);
  --danger:    #c0483b;
  --shadow-card: 0 1px 2px rgba(20,22,16,.04), 0 8px 24px -12px rgba(20,22,16,.12);

  /* Colores que NO se invierten: para texto sobre las franjas negras
     (encabezado, pie de página) y los paneles verdes oscuros de CTA */
  --on-dark:   #f4f1ea;
  --on-dark-2: #d9d4c8;
  --on-dark-3: #9a9488;

  /* Academia Kids — sub-paleta más lúdica, misma familia cromática */
  --kids-bg:   #f2f7f2;
  --kids-accent: #ffd166;
  --kids-accent-2: #5fd9a4;

  --sans: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  --serif: "Fraunces", Georgia, serif;
  --mono: "IBM Plex Mono", "SFMono-Regular", Menlo, monospace;

  --ease-out:  cubic-bezier(0.16, 1, 0.3, 1);
  --ease-in:   cubic-bezier(0.7, 0, 0.84, 0);
  --ease-soft: cubic-bezier(0.25, 0.46, 0.45, 0.94);
  --ease-bounce: cubic-bezier(0.34, 1.56, 0.64, 1);

  --container: 1180px;
  --radius-sm: 8px;
  --radius: 16px;
  --radius-lg: 28px;
}

/* =============================================================
   2. Reset & base
   ============================================================= */
*, *::before, *::after { box-sizing: border-box; margin: 0; }
html {
  -webkit-text-size-adjust: 100%;
  tab-size: 2;
  scroll-behavior: smooth;
}
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }

body {
  background: var(--bg);
  color: var(--cream);
  font-family: var(--sans);
  font-size: 16px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: clip;
  overscroll-behavior-y: none;
}
img, svg, video { display: block; max-width: 100%; }
img { height: auto; }
button { font: inherit; color: inherit; cursor: pointer; border: 0; background: none; }
a { color: inherit; text-decoration: none; }
p { text-wrap: pretty; }
h1, h2, h3, h4 { text-wrap: balance; line-height: 1.08; letter-spacing: -0.01em; font-family: var(--serif); font-weight: 500; }
ul, ol { list-style: none; padding: 0; }
::selection { background: var(--accent); color: #05130c; }

:focus-visible {
  outline: 2px solid var(--accent-ink);
  outline-offset: 3px;
  border-radius: 4px;
}
/* Sobre las franjas negras, el foco vuelve al dorado brillante */
.nav :focus-visible, .footer :focus-visible, .cta-final :focus-visible, .panel-dark :focus-visible {
  outline-color: var(--gold);
}

@view-transition { navigation: auto; }
::view-transition-old(root), ::view-transition-new(root) {
  animation-duration: 0.5s;
  animation-timing-function: cubic-bezier(0.16, 1, 0.3, 1);
}
::view-transition-old(root) { animation-name: fadeOutUp; }
::view-transition-new(root) { animation-name: fadeInUp; }
@keyframes fadeOutUp { to { opacity: 0; transform: translateY(-10px); } }
@keyframes fadeInUp { from { opacity: 0; transform: translateY(10px); } }

/* =============================================================
   3. Utilidades
   ============================================================= */
.skip-link {
  position: fixed; top: -100px; left: 1rem;
  padding: .6rem 1rem; background: var(--cream); color: var(--bg);
  z-index: 9999; border-radius: 8px; font-weight: 600;
}
.skip-link:focus { top: 1rem; }

.container { width: 100%; max-width: var(--container); margin-inline: auto; padding-inline: clamp(1.25rem, 4vw, 2.5rem); }
.container-narrow { width: 100%; max-width: 760px; margin-inline: auto; padding-inline: clamp(1.25rem, 4vw, 2.5rem); }

.sr-only {
  position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0;
}

.eyebrow {
  display: inline-flex; align-items: center; gap: .5rem;
  font-family: var(--mono); font-size: .72rem; letter-spacing: .14em; text-transform: uppercase;
  color: var(--gold-ink);
}
.eyebrow::before { content: ""; width: 6px; height: 6px; border-radius: 50%; background: var(--gold-ink); }
/* Eyebrow dentro de un panel oscuro vuelve al dorado brillante */
.panel-dark .eyebrow, .cta-final .eyebrow { color: var(--gold); }
.panel-dark .eyebrow::before, .cta-final .eyebrow::before { background: var(--gold); }

.section-head { max-width: 640px; margin-bottom: clamp(2rem, 5vw, 3.5rem); }
.section-head h2 { font-size: clamp(1.9rem, 4vw, 3rem); margin-top: .6rem; }
.section-head p { color: var(--cream-3); font-size: 1.05rem; margin-top: 1rem; }
.section-head.center { margin-inline: auto; text-align: center; }

.mt-1 { margin-top: 1rem; } .mt-2 { margin-top: 2rem; } .mt-3 { margin-top: 3rem; }

/* =============================================================
   4. Tipografía
   ============================================================= */
.serif-italic { font-style: italic; }
em { font-family: var(--serif); font-style: italic; color: var(--gold-ink); }
.panel-dark em, .cta-final em { color: var(--gold); }
.lede { font-size: clamp(1.1rem, 2vw, 1.35rem); color: var(--cream-2); font-weight: 300; }

/* =============================================================
   5. Componentes
   ============================================================= */

/* Botones */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: .5rem;
  padding: .9rem 1.7rem; border-radius: 999px; font-weight: 600; font-size: .96rem;
  transition: transform .35s var(--ease-out), box-shadow .35s var(--ease-out), background .35s var(--ease-out), color .35s var(--ease-out);
  white-space: nowrap;
}
.btn-primary { background: var(--accent); color: #04140c; box-shadow: 0 10px 30px -8px rgba(69,180,131,.55); }
.btn-primary:hover { background: var(--accent-2); transform: translateY(-2px); box-shadow: 0 14px 34px -6px rgba(69,180,131,.65); }
.btn-gold { background: var(--gold); color: #241a02; box-shadow: 0 10px 30px -8px rgba(242,201,76,.5); }
.btn-gold:hover { background: var(--gold-2); transform: translateY(-2px); }
.btn-ghost { border: 1px solid var(--line-strong); color: var(--cream); }
.btn-ghost:hover { border-color: var(--gold-ink); color: var(--gold-ink); transform: translateY(-2px); }
.btn-dark { background: #000; color: #fff; box-shadow: 0 10px 30px -10px rgba(0,0,0,.45); }
.btn-dark:hover { background: #1a1a1a; transform: translateY(-2px); }
/* Botón fantasma sobre franja/panel oscuro */
.cta-final .btn-ghost, .panel-dark .btn-ghost, .nav .btn-ghost, .footer .btn-ghost {
  border-color: rgba(255,255,255,0.32); color: var(--on-dark);
}
.cta-final .btn-ghost:hover, .panel-dark .btn-ghost:hover, .nav .btn-ghost:hover, .footer .btn-ghost:hover {
  border-color: var(--gold); color: var(--gold);
}
.btn-block { width: 100%; }
.btn[disabled], .btn.is-disabled { opacity: .45; pointer-events: none; }
.btn-sm { padding: .6rem 1.1rem; font-size: .85rem; }

/* Tarjetas */
.card {
  background: var(--bg-3);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: clamp(1.5rem, 3vw, 2.2rem);
  box-shadow: var(--shadow-card);
  transition: transform .4s var(--ease-out), border-color .4s var(--ease-out), box-shadow .4s var(--ease-out);
}
.card:hover { transform: translateY(-6px); border-color: var(--line-strong); box-shadow: 0 20px 44px -20px rgba(20,22,16,.22); }
/* Panel oscuro reutilizable (verde marca) para bloques destacados */
.panel-dark {
  background: linear-gradient(135deg, #10241c, #0b0d0b);
  border-color: rgba(242,201,76,.22);
  color: var(--on-dark);
}
.panel-dark p { color: var(--on-dark-2); }
.panel-dark h1, .panel-dark h2, .panel-dark h3, .panel-dark h4 { color: var(--on-dark); }

.badge {
  display: inline-flex; align-items: center; gap: .4rem;
  font-size: .78rem; font-weight: 600; padding: .35rem .75rem; border-radius: 999px;
  background: #ecf6f1; color: var(--accent-ink); border: 1px solid rgba(69,180,131,.35);
}
.badge-gold { background: #faf1d8; color: var(--gold-ink); border-color: rgba(216,167,46,.5); }

/* Logo oficial de la aseguradora, sobre una placa blanca tipo tarjeta */
.socio-logo {
  width: auto; max-width: 100%; min-width: 150px; height: 68px; border-radius: 12px;
  display: inline-flex; align-items: center; justify-content: center;
  background: #fff; border: 1px solid var(--line-strong);
  padding: .7rem 1.1rem; margin-bottom: 1rem;
  box-shadow: inset 0 0 0 1px rgba(255,255,255,.6), 0 2px 8px -3px rgba(20,22,16,.14);
}
.socio-logo img {
  display: block; max-width: 100%; max-height: 100%;
  width: auto; height: auto; object-fit: contain;
}
/* Respaldo: si algún logo aún no está, el texto se sigue viendo */
.socio-logo:not(:has(img)) {
  background: var(--bg-2); color: var(--cream);
  font-family: var(--serif); font-weight: 600; font-size: .9rem;
  text-align: center; line-height: 1.1; box-shadow: none;
}
.socio-badges { display: flex; gap: .5rem; flex-wrap: wrap; margin-top: .7rem; }

/* Navegación — franja superior negra decorativa (el logo se funde con el fondo) */
.nav {
  position: sticky; top: 0; z-index: 100;
  background: #000;
  border-bottom: 1px solid rgba(255,255,255,0.10);
  transition: border-color .3s var(--ease-out);
}
.nav.is-scrolled { border-bottom-color: rgba(255,255,255,0.16); box-shadow: 0 6px 20px -12px rgba(0,0,0,.55); }
.nav-inner { display: flex; align-items: center; justify-content: space-between; gap: 1rem; padding-block: .9rem; }
.nav-brand { display: flex; align-items: center; gap: .6rem; font-family: var(--serif); font-size: 1.05rem; color: var(--on-dark); }
.nav-brand img { height: 34px; width: 34px; border-radius: 8px; background: #000; }
.nav-brand strong { font-weight: 600; }
.nav-brand small { display: block; font-family: var(--sans); font-size: .62rem; letter-spacing: .1em; text-transform: uppercase; color: var(--on-dark-3); }
.nav-links { display: none; align-items: center; gap: clamp(1rem, 1.8vw, 1.9rem); }
.nav-links a { font-size: .92rem; color: var(--on-dark-2); position: relative; padding-block: .3rem; }
.nav-links a::after {
  content: ""; position: absolute; left: 0; right: 100%; bottom: 0; height: 1px; background: var(--gold);
  transition: right .35s var(--ease-out);
}
.nav-links a:hover { color: var(--on-dark); }
.nav-links a:hover::after, .nav-links a.is-active::after { right: 0; }
.nav-links a.is-active { color: var(--gold); }
.nav-cta { display: none; }
.nav-toggle {
  display: inline-flex; align-items: center; justify-content: center;
  width: 42px; height: 42px; border-radius: 10px; border: 1px solid rgba(255,255,255,0.22); color: var(--on-dark);
}
.nav-toggle svg { width: 18px; height: 18px; }
@media (min-width: 960px) {
  .nav-links { display: flex; }
  .nav-cta { display: inline-flex; }
  .nav-toggle { display: none; }
}
.nav-mobile {
  display: none; flex-direction: column; gap: .2rem;
  background: #000; border-top: 1px solid rgba(255,255,255,0.10);
  padding: 1rem clamp(1.25rem, 4vw, 2.5rem) 1.5rem;
}
.nav-mobile.is-open { display: flex; }
.nav-mobile a { padding: .8rem 0; border-bottom: 1px solid rgba(255,255,255,0.10); font-size: 1.02rem; }
.nav-mobile a:not(.btn) { color: var(--on-dark-2); }
.nav-mobile a:not(.btn):hover { color: var(--on-dark); }
.nav-mobile .btn { border-bottom: 0; }
.nav-mobile a:last-child { border-bottom: 0; }
@media (min-width: 960px) { .nav-mobile { display: none !important; } }

/* Formularios */
.form-field { display: flex; flex-direction: column; gap: .45rem; margin-bottom: 1.1rem; min-width: 0; }
.form-field label { font-size: .84rem; font-weight: 600; color: var(--cream-2); }
.form-field input, .form-field select, .form-field textarea {
  width: 100%; max-width: 100%; min-width: 0;
  background: var(--bg-2); border: 1px solid var(--line-strong); color: var(--cream);
  border-radius: var(--radius-sm); padding: .85rem 1rem; font: inherit; font-size: .96rem;
  transition: border-color .25s var(--ease-out), box-shadow .25s var(--ease-out);
}
.form-field select { white-space: normal; text-overflow: ellipsis; }
.form-field input:focus, .form-field select:focus, .form-field textarea:focus {
  border-color: var(--accent); box-shadow: 0 0 0 3px var(--accent-soft); outline: none;
}
.form-field textarea { resize: vertical; min-height: 110px; }
.form-row { display: grid; gap: 1rem; grid-template-columns: 1fr; }
@media (min-width: 640px) { .form-row.two { grid-template-columns: 1fr 1fr; } }
.form-note { font-size: .82rem; color: var(--cream-3); }
.form-status { margin-top: 1rem; padding: .9rem 1rem; border-radius: var(--radius-sm); font-size: .92rem; display: none; }
.form-status.is-visible { display: block; }
.form-status.is-ok { background: var(--accent-soft); color: var(--accent-ink); border: 1px solid rgba(69,180,131,.35); }
.form-status.is-error { background: rgba(192,72,59,.12); color: var(--danger); border: 1px solid rgba(192,72,59,.35); }

/* Acordeón FAQ */
.accordion-item { border-bottom: 1px solid var(--line); }
.accordion-trigger {
  width: 100%; display: flex; align-items: center; justify-content: space-between; gap: 1rem;
  padding: 1.3rem 0; text-align: left; font-family: var(--serif); font-size: 1.08rem; color: var(--cream);
}
.accordion-trigger .plus { flex: none; width: 22px; height: 22px; position: relative; }
.accordion-trigger .plus::before, .accordion-trigger .plus::after {
  content: ""; position: absolute; background: var(--gold-ink); border-radius: 2px; transition: transform .3s var(--ease-out);
}
.accordion-trigger .plus::before { left: 0; top: 50%; width: 100%; height: 2px; transform: translateY(-50%); }
.accordion-trigger .plus::after { top: 0; left: 50%; width: 2px; height: 100%; transform: translateX(-50%); }
.accordion-item.is-open .accordion-trigger .plus::after { transform: translateX(-50%) rotate(90deg); opacity: 0; }
.accordion-panel { max-height: 0; overflow: hidden; transition: max-height .4s var(--ease-out); }
.accordion-panel-inner { padding-bottom: 1.4rem; color: var(--cream-3); max-width: 62ch; }

/* Tabs (calculadoras) */
.tabs-list { display: flex; flex-wrap: wrap; gap: .6rem; margin-bottom: 2rem; }
.tab-btn {
  padding: .7rem 1.2rem; border-radius: 999px; border: 1px solid var(--line-strong);
  font-size: .88rem; font-weight: 600; color: var(--cream-2);
  transition: all .3s var(--ease-out);
}
.tab-btn.is-active { background: var(--accent); color: #04140c; border-color: var(--accent); }
.tab-panel { display: none; }
.tab-panel.is-active { display: block; }

/* Resultado de calculadora */
.calc-result {
  background: linear-gradient(160deg, var(--bg-4), var(--bg-3));
  border: 1px solid var(--line-strong);
  border-radius: var(--radius);
  padding: clamp(1.5rem, 3vw, 2.4rem);
  box-shadow: var(--shadow-card);
}
.calc-result .figure { font-family: var(--mono); font-size: clamp(2rem, 5vw, 3rem); color: var(--gold-ink); font-weight: 600; line-height: 1; }
.calc-result .figure-label { font-size: .82rem; color: var(--cream-3); margin-top: .5rem; text-transform: uppercase; letter-spacing: .08em; }
.calc-grid { display: grid; gap: 2rem; grid-template-columns: 1fr; }
.calc-grid > * { min-width: 0; }
@media (min-width: 960px) { .calc-grid { grid-template-columns: 1.1fr .9fr; align-items: start; } }
.calc-bar-row { display: flex; align-items: center; gap: .8rem; margin-bottom: .9rem; }
.calc-bar-label { width: 140px; flex: none; font-size: .84rem; color: var(--cream-2); }
.calc-bar-track { flex: 1; height: 10px; border-radius: 999px; background: var(--bg-2); overflow: hidden; }
.calc-bar-fill { height: 100%; border-radius: 999px; background: var(--accent); transition: width .6s var(--ease-out); }
.calc-bar-value { width: 90px; flex: none; text-align: right; font-family: var(--mono); font-size: .85rem; color: var(--cream); }

/* Resultado con "candado": se muestra borroso hasta que el visitante deja su correo */
.ja-result-wrap { position: relative; border-radius: var(--radius-sm); }
.ja-result-inner { filter: none; opacity: 1; }
.ja-result-wrap.is-locked .ja-result-inner {
  filter: blur(8px); opacity: .5; pointer-events: none; user-select: none;
}
.ja-lock-overlay {
  position: absolute; inset: 0; display: none;
  flex-direction: column; align-items: center; justify-content: center; text-align: center;
  gap: .35rem; padding: 1rem; color: var(--gold-ink);
}
.ja-result-wrap.is-locked .ja-lock-overlay { display: flex; }

/* =============================================================
   6. Secciones
   ============================================================= */

/* Hero */
.hero {
  position: relative; overflow: clip;
  padding-block: clamp(5rem, 14vw, 9rem) clamp(4rem, 10vw, 6rem);
}
.hero-mesh {
  position: absolute; inset: -20% -10% auto -10%; height: 140%;
  background:
    radial-gradient(45% 55% at 18% 20%, rgba(69,180,131,.20), transparent 70%),
    radial-gradient(40% 50% at 85% 10%, rgba(242,201,76,.16), transparent 70%),
    radial-gradient(60% 60% at 50% 100%, rgba(69,180,131,.10), transparent 70%);
  filter: blur(70px);
  opacity: .7;
  pointer-events: none;
  animation: meshDrift 24s ease-in-out infinite;
}
@keyframes meshDrift {
  0%, 100% { transform: scale(1) rotate(0deg); }
  50% { transform: scale(1.12) rotate(6deg); }
}
.hero-grain {
  position: absolute; inset: 0; opacity: .05; mix-blend-mode: overlay; pointer-events: none;
  background-image: url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" width="120" height="120"><filter id="n"><feTurbulence type="fractalNoise" baseFrequency="0.9" numOctaves="2" stitchTiles="stitch"/></filter><rect width="100%25" height="100%25" filter="url(%23n)"/></svg>');
}
.hero-grid { display: grid; gap: clamp(2.5rem, 6vw, 4rem); grid-template-columns: 1fr; align-items: center; position: relative; z-index: 1; }
@media (min-width: 1024px) { .hero-grid { grid-template-columns: 1.75fr 1fr; gap: clamp(2rem, 4vw, 3.5rem); } }
.hero-title { font-size: clamp(2.5rem, 6vw, 4.2rem); max-width: 20ch; }
.hero-sub { margin-top: 1.3rem; max-width: 52ch; }
.hero-phone {
  display: inline-flex; align-items: center; gap: .55rem; white-space: nowrap;
  font-family: var(--serif); font-weight: 600; letter-spacing: -.01em;
  font-size: clamp(1.15rem, 3.6vw, 2.1rem); line-height: 1.15;
  color: var(--accent-2); margin: 1.8rem 0 0;
}
.hero-phone svg { width: 1em; height: 1em; flex: none; }
.hero-phone:hover { color: var(--accent-ink); }
.hero-actions { display: flex; flex-wrap: wrap; gap: .9rem; margin-top: 1.1rem; }
.hero-trust { display: flex; flex-wrap: wrap; gap: 1.6rem; margin-top: 2.6rem; }
.hero-trust-item { display: flex; align-items: center; gap: .6rem; font-size: .86rem; color: var(--cream-3); }
.hero-trust-item svg { width: 20px; height: 20px; color: var(--accent); flex: none; }
.hero-art { position: relative; aspect-ratio: 1/1; max-width: 340px; margin-inline: auto; }
@media (max-width: 1023px) { .hero-art { max-width: 300px; } }

/* Barra de confianza (marquee) */
.trust-strip { border-block: 1px solid var(--line); padding-block: 1.1rem; overflow: hidden; }
.trust-marquee { display: flex; gap: 3rem; white-space: nowrap; animation: marquee 30s linear infinite; width: max-content; }
@media (prefers-reduced-motion: reduce) { .trust-marquee { animation: none; } }
.trust-marquee span { font-family: var(--mono); font-size: .8rem; letter-spacing: .08em; text-transform: uppercase; color: var(--cream-3); }
@keyframes marquee { from { transform: translateX(0); } to { transform: translateX(-50%); } }

/* Servicios */
.servicios-grid { display: grid; gap: 1.4rem; grid-template-columns: 1fr; }
@media (min-width: 720px) { .servicios-grid { grid-template-columns: repeat(3, 1fr); } }

/* Alivio de deuda — 2 tarjetas iguales */
.debt-grid { display: grid; gap: 1.4rem; grid-template-columns: 1fr; }
@media (min-width: 720px) { .debt-grid { grid-template-columns: repeat(2, 1fr); } }
.servicio-card { display: flex; flex-direction: column; height: 100%; }
.servicio-icon {
  width: 52px; height: 52px; border-radius: 14px; display: flex; align-items: center; justify-content: center;
  background: var(--accent-soft); color: var(--accent-ink); margin-bottom: 1.3rem;
}
.servicio-icon svg { width: 26px; height: 26px; }
.servicio-card h3 { font-size: 1.25rem; }
.servicio-card p { color: var(--cream-3); margin-top: .7rem; flex: 1; font-size: .94rem; }
.servicio-card .btn { margin-top: 1.4rem; align-self: flex-start; }

/* Sección oscura alterna con halo */
.section-alt { position: relative; background: var(--bg-2); }
.section-halo { position: absolute; inset: -60% -10% -30% -10%; pointer-events: none; }
.section-halo.gold { background: radial-gradient(40% 40% at 50% 30%, rgba(242,201,76,.16), transparent 72%); filter: blur(100px); }
.section-halo.green { background: radial-gradient(40% 40% at 50% 30%, rgba(69,180,131,.16), transparent 72%); filter: blur(100px); }

/* CTA final — panel verde oscuro, foco de alto contraste sobre la página blanca */
.cta-final {
  position: relative; border-radius: var(--radius-lg); overflow: clip;
  background: linear-gradient(135deg, #10241c, #0b0d0b);
  border: 1px solid rgba(242,201,76,.22);
  padding: clamp(2.5rem, 6vw, 4.5rem);
  text-align: center;
  color: var(--on-dark);
  box-shadow: 0 24px 60px -28px rgba(16,36,28,.5);
}
.cta-final h2 { font-size: clamp(1.8rem, 4vw, 2.6rem); max-width: 22ch; margin-inline: auto; color: var(--on-dark); }
.cta-final p, .cta-final .lede { color: var(--on-dark-2); }
.cta-final .btn-row { display: flex; flex-wrap: wrap; justify-content: center; gap: .9rem; margin-top: 2rem; }

/* Footer — franja negra inferior, hace juego con el encabezado (el logo se funde) */
.footer { background: #000; color: var(--on-dark-2); border-top: 1px solid rgba(255,255,255,0.10); padding-block: clamp(3rem, 6vw, 4.5rem) 2rem; }
.footer-grid { display: grid; gap: 2.4rem; grid-template-columns: 1fr; }
@media (min-width: 720px) { .footer-grid { grid-template-columns: 1.3fr 1fr 1fr 1fr; } }
.footer-brand { display: flex; align-items: center; gap: .6rem; font-family: var(--serif); font-size: 1.05rem; color: var(--on-dark); }
.footer-brand img { height: 32px; width: 32px; border-radius: 8px; background: #000; }
.footer-tagline { color: var(--on-dark-3); font-size: .9rem; margin-top: .9rem; max-width: 30ch; }
.footer-col h4 { font-family: var(--sans); font-size: .78rem; text-transform: uppercase; letter-spacing: .1em; color: var(--on-dark-3); margin-bottom: 1rem; font-weight: 600; }
.footer-col a, .footer-col span { display: block; font-size: .92rem; color: var(--on-dark-2); padding-block: .38rem; }
.footer-col a:hover { color: var(--gold); }
.footer-bottom { display: flex; flex-wrap: wrap; gap: 1rem; justify-content: space-between; align-items: center; margin-top: 3rem; padding-top: 1.6rem; border-top: 1px solid rgba(255,255,255,0.10); font-size: .8rem; color: var(--on-dark-3); }
.footer-bottom a { color: var(--on-dark-2); text-decoration: underline; text-underline-offset: 2px; }
.footer-bottom a:hover { color: var(--gold); }
/* Marcador para textos legales pendientes de completar */
.article-body mark { background: #fff3bf; color: #5c4600; padding: 0 .2em; border-radius: 3px; }
.footer-legal { max-width: 68ch; font-size: .78rem; color: var(--on-dark-3); opacity: .85; margin-top: 1.2rem; line-height: 1.6; }

/* Botón flotante de contacto */
.float-cta {
  position: fixed; right: 1.1rem; bottom: 1.1rem; z-index: 90;
  display: flex; flex-direction: column; align-items: flex-end; gap: .6rem;
}
.float-cta-main {
  width: 58px; height: 58px; border-radius: 50%; background: var(--accent); color: #04140c;
  display: flex; align-items: center; justify-content: center; box-shadow: 0 14px 34px -8px rgba(69,180,131,.6);
  transition: transform .3s var(--ease-out);
}
.float-cta-main:hover { transform: scale(1.08); }
.float-cta-main svg { width: 26px; height: 26px; }
.float-menu {
  display: none; flex-direction: column; gap: .55rem;
  background: var(--bg-3); border: 1px solid var(--line-strong); border-radius: var(--radius);
  padding: .9rem; box-shadow: 0 20px 50px -16px rgba(20,22,16,.28);
  min-width: 220px;
}
.float-menu.is-open { display: flex; }
.float-menu a, .float-menu span {
  display: flex; align-items: center; gap: .6rem; padding: .6rem .7rem; border-radius: var(--radius-sm); font-size: .88rem;
}
.float-menu a:hover { background: var(--bg-4); }
.float-menu svg { width: 18px; height: 18px; color: var(--accent); flex: none; }
.float-menu .is-pending { color: var(--cream-3); }

/* Blog */
.blog-grid { display: grid; gap: 1.6rem; grid-template-columns: 1fr; }
@media (min-width: 720px) { .blog-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1180px) { .blog-grid { grid-template-columns: repeat(3, 1fr); } }
.post-card { display: flex; flex-direction: column; height: 100%; }
.post-card .badge { align-self: flex-start; margin-bottom: 1rem; }
.post-card h3 { font-size: 1.18rem; }
.post-card p { color: var(--cream-3); font-size: .92rem; margin-top: .7rem; flex: 1; }
.post-card .post-meta { display: flex; gap: .8rem; margin-top: 1.2rem; font-size: .78rem; color: var(--cream-3); font-family: var(--mono); }
.post-card .post-link { margin-top: 1.2rem; display: inline-flex; align-items: center; gap: .4rem; color: var(--gold-ink); font-weight: 600; font-size: .9rem; }

/* Artículo */
.article-header { padding-block: clamp(3.5rem, 8vw, 5.5rem) 2rem; }
.article-body { max-width: 68ch; margin-inline: auto; padding-block: 1rem 4rem; }
.article-body h2 { font-size: 1.6rem; margin-top: 2.4rem; margin-bottom: .9rem; }
.article-body h3 { font-size: 1.25rem; margin-top: 1.8rem; margin-bottom: .7rem; }
.article-body p { margin-bottom: 1.2rem; color: var(--cream-2); }
.article-body ul, .article-body ol { margin: 1.2rem 0 1.4rem 1.3rem; }
.article-body li { list-style: disc; margin-bottom: .55rem; color: var(--cream-2); }
.article-body ol li { list-style: decimal; }
.article-body strong { color: var(--cream); }
/* Enlaces dentro del texto del artículo (prosa): visibles, en azul y subrayados */
.article-body > p a, .article-body > ul a {
  color: #1c5fd6; text-decoration: underline; text-underline-offset: 2px; font-weight: 500;
}
.article-body > p a:hover, .article-body > ul a:hover { color: #12408f; }
.article-body blockquote {
  border-left: 3px solid var(--gold-ink); padding-left: 1.3rem; margin: 1.8rem 0;
  font-family: var(--serif); font-style: italic; font-size: 1.1rem; color: var(--cream-2);
}
.article-cta { margin-top: 2.6rem; padding: 1.8rem; border-radius: var(--radius); background: var(--bg-3); border: 1px solid var(--line); box-shadow: var(--shadow-card); }
.article-cta p { color: var(--cream-3); margin-bottom: 1rem; }
.article-toc { background: var(--bg-3); border: 1px solid var(--line); border-radius: var(--radius); padding: 1.4rem 1.6rem; margin-bottom: 2rem; box-shadow: var(--shadow-card); }
.article-toc h2 { font-size: 1rem; font-family: var(--sans); text-transform: uppercase; letter-spacing: .08em; color: var(--cream-3); margin: 0 0 .8rem; }
.article-toc ol { margin: 0; padding-left: 1.2rem; }
.article-toc li { list-style: decimal; margin-bottom: .4rem; }
.article-toc a { color: var(--cream-2); font-size: .92rem; }
.article-toc a:hover { color: var(--gold-ink); }

/* Logo de marca sobre placa oscura (Academy Kids, Money Smart) */
.brand-logo-panel {
  display: inline-block; border-radius: 22px; padding: clamp(.85rem, 3vw, 1.5rem);
  max-width: 440px; width: 100%; margin-bottom: 1.5rem;
  box-shadow: 0 14px 34px -16px rgba(20,22,16,.32);
}
.brand-logo-panel img { display: block; width: 100%; height: auto; border-radius: 8px; }

/* Academia Kids */
.kids-section { background: var(--kids-bg); position: relative; overflow: clip; }
.kids-section .hero-mesh {
  background:
    radial-gradient(45% 55% at 15% 15%, rgba(255,209,102,.18), transparent 70%),
    radial-gradient(40% 50% at 85% 20%, rgba(95,217,164,.16), transparent 70%);
}
.kids-badge { background: #faf1d8; color: var(--gold-ink); border-color: rgba(216,167,46,.5); }
.cta-final .kids-badge, .panel-dark .kids-badge { background: rgba(242,201,76,.18); color: var(--gold); border-color: rgba(242,201,76,.4); }
.kids-title em { color: var(--gold-ink); }
.kids-steps { display: grid; gap: 1.2rem; grid-template-columns: 1fr; }
@media (min-width: 720px) { .kids-steps { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 1180px) { .kids-steps { grid-template-columns: repeat(4, 1fr); } }
.kids-step { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 1.6rem; box-shadow: var(--shadow-card); }
.kids-step .num { font-family: var(--mono); color: var(--accent-ink); font-size: .85rem; }
.kids-step h3 { font-size: 1.1rem; margin-top: .6rem; }
.kids-step p { color: var(--cream-3); font-size: .9rem; margin-top: .6rem; }

/* Reveal genérico (progressive enhancement) */
.reveal { opacity: 0; transform: translateY(28px); transition: opacity .8s var(--ease-out), transform .8s var(--ease-out); }
.reveal.is-visible { opacity: 1; transform: none; }
.reveal[data-split] { opacity: 1; transform: none; }
.no-js .reveal { opacity: 1; transform: none; }

/* Verificador de agentes — toast y resultado */
.va-toast {
  position: fixed; left: 50%; bottom: 1.5rem; transform: translateX(-50%) translateY(20px);
  background: #14170f; border: 1px solid rgba(255,255,255,0.16); color: var(--on-dark);
  padding: .9rem 1.4rem; border-radius: 999px; font-size: .88rem; z-index: 200;
  opacity: 0; pointer-events: none; transition: opacity .3s var(--ease-out), transform .3s var(--ease-out);
  box-shadow: 0 20px 40px -12px rgba(20,22,16,.4); max-width: 90vw; text-align:center;
}
.va-toast.is-visible { opacity: 1; transform: translateX(-50%) translateY(0); }
.va-status-grid { display:grid; gap:1rem; grid-template-columns: 1fr; margin-top: 1.5rem; }
@media (min-width: 720px) { .va-status-grid { grid-template-columns: repeat(2,1fr); } }
.va-status-item { display:flex; gap:.8rem; align-items:flex-start; padding:1.1rem; border-radius: var(--radius-sm); background: var(--bg-3); border:1px solid var(--line); }
.va-status-dot { flex:none; width:10px; height:10px; border-radius:50%; margin-top:.4rem; }

/* =============================================================
   7. Efectos
   ============================================================= */
[data-tilt] { transform-style: preserve-3d; will-change: transform; }

.splash {
  position: fixed; inset: 0; z-index: 9999; background: #000;
  display: flex; align-items: center; justify-content: center;
  animation: splashSafety .01s 3.2s forwards;
}
.splash img { width: 64px; height: 64px; animation: splashPulse 1.4s ease-in-out infinite; }
.splash.is-out { opacity: 0; pointer-events: none; transition: opacity .5s var(--ease-out); }
@keyframes splashSafety { to { opacity: 0; pointer-events: none; } }
@keyframes splashPulse { 0%, 100% { transform: scale(1); opacity: 1; } 50% { transform: scale(.9); opacity: .7; } }

/* =============================================================
   8. Responsive extra (breakpoints ya integrados por componente)
   ============================================================= */
@media (min-width: 540px) { }
@media (min-width: 720px) { }
@media (min-width: 960px) { }
@media (min-width: 1280px) { }

/* =============================================================
   9. Reduced motion — solo lo intrusivo
   ============================================================= */
@media (prefers-reduced-motion: reduce) {
  .hero-mesh { animation: none; }
  .trust-marquee { animation: none; }
  .splash-pulse, .splash img { animation: none; }
}